核心系统6大架构图

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背景

Background

架构是系统的骨架，定义了其核心结构与运行逻辑。在银行核心系统中，“架”体现为框架（如核心交易系统的技术底座）、模块划分（如风控与支付系统解耦）及合规约束；“构”则涵盖技术分层（前端/后端/数据库）、业务流程时序（如先核身再放贷）及数据逻辑（如分布式事务一致性）。常见架构图需覆盖业务、技术、产品、信息、应用、数据架构图，以多维度解耦复杂性。

Architecture is the skeleton of a system, defining its core structure and operational logic. In the core banking system, "frame" is reflected in the framework (such as the technical base of the core transaction system), module division (such as decoupling risk control and payment systems), and compliance constraints; "structure" covers technical layering (front-end/back-end/database), business process sequencing (such as identity verification before loan disbursement), and data logic (such as distributed transaction consistency). Common architectural diagrams need to cover business, technical, product, information, application, and data architecture diagrams to decouple complexity in multiple dimensions.

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架构图概念

Architecture Diagram Concepts

在银行业数字化进程中，常用如下6类架构图通过分层解耦与聚焦分工来应对复杂系统的多维度挑战：业务架构图锚定商业价值，技术架构图保障扩展性，产品架构图衔接业务与技术，信息架构图优化用户体验，应用架构图明确系统边界，数据架构图驱动治理效能，多视角组合确保从战略到落地的无断层协作。

In banking digitization, six architecture diagrams address multi-dimensional challenges through layered focus: Business Architecture anchors value, Technical Architecture ensures scalability, Product Architecture bridges business-tech gaps, Information Architecture optimizes UX, Application Architecture defines system boundaries, Data Architecture enables governance, and Security Architecture mitigates risks. Together, they enable seamless collaboration from strategy to execution.

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架构图间的关系

Relationships Between Arch. Diagrams

自上而下决定，至下而上支撑。

Top-down decision-making, bottom-up support.

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