PHP实现微信提现功能(微信商城)

砸漏

发布于 2020-10-20 11:33:45

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发布于 2020-10-20 11:33:45

提现必须得用双向证书、所以大家一定要在微信的商户平台找到相应的地方去设置、因为做这个提现已经有一段时间了、所以设置微信商户平台的那几个地方没有图的情况、也说不清楚、下次再做提现的时候、给大家分享如何设置商户平台那几个地方、不是很难、下面贴代码

注意事项：商户打款时是从商户可用余额中减钱，所以确保商户可用余额充足，同时注意官方文档中的付款规则；

封装提现的方法

function tixian($money){
  $appid = "################";//商户账号appid
  $secret = "##########";//api密码
  $mch_id = "#######";//商户号
  $mch_no = "#######";
  $openid="123456789";//授权用户openid

  $arr = array();
  $arr['mch_appid'] = $appid;
  $arr['mchid'] = $mch_id;
  $arr['nonce_str'] = ugv::randomid(20);//随机字符串，不长于32位
  $arr['partner_trade_no'] = '1298016501' . date("Ymd") . rand(10000, 90000) . rand(10000, 90000);//商户订单号
  $arr['openid'] = $openid;
  $arr['check_name'] = 'NO_CHECK';//是否验证用户真实姓名，这里不验证
  $arr['amount'] = $money;//付款金额，单位为分
  $desc = "###提现";
  $arr['desc'] = $desc;//描述信息
  $arr['spbill_create_ip'] = '192.168.0.1';//获取服务器的ip
  //封装的关于签名的算法
  $notify = new Notify_pub();
  $notify- weixin_app_config = array();
  $notify- weixin_app_config['KEY'] = $mch_no;

  $arr['sign'] = $notify- getSign($arr);//签名

  $var = $notify- arrayToXml($arr);
  $xml = $this- curl_post_ssl('https://api.mch.weixin.qq.com/mmpaymkttransfers/promotion/transfers', $var, 30, array(), 1);
  $rdata = simplexml_load_string($xml, 'SimpleXMLElement', LIBXML_NOCDATA);
  $return_code = (string)$rdata- return_code;
  $result_code = (string)$rdata- result_code;
  $return_code = trim(strtoupper($return_code));
  $result_code = trim(strtoupper($result_code));

  if ($return_code == 'SUCCESS' && $result_code == 'SUCCESS') {
   $isrr = array(
    'con'= 'ok',
    'error' =  0,
   );
  } else {
   $returnmsg = (string)$rdata- return_msg;
   $isrr = array(
    'error' =  1,
    'errmsg' =  $returnmsg,
   );

  }
  return json_encode($isrr);
}

用到的curl_post_ssl()

function curl_post_ssl($url, $vars, $second = 30, $aHeader = array())
 {
  $isdir = "/cert/";//证书位置
  $ch = curl_init();//初始化curl
  curl_setopt($ch, CURLOPT_TIMEOUT, $second);//设置执行最长秒数
  curl_setopt($ch, CURLOPT_RETURNTRANSFER, 1);//要求结果为字符串且输出到屏幕上
  curl_setopt($ch, CURLOPT_URL, $url);//抓取指定网页
  curl_setopt($ch, CURLOPT_SSL_VERIFYPEER, false);// 终止从服务端进行验证
  curl_setopt($ch, CURLOPT_SSL_VERIFYHOST, false);//
  curl_setopt($ch, CURLOPT_SSLCERTTYPE, 'PEM');//证书类型
  curl_setopt($ch, CURLOPT_SSLCERT, $isdir . 'apiclient_cert.pem');//证书位置
  curl_setopt($ch, CURLOPT_SSLKEYTYPE, 'PEM');//CURLOPT_SSLKEY中规定的私钥的加密类型
  curl_setopt($ch, CURLOPT_SSLKEY, $isdir . 'apiclient_key.pem');//证书位置
  curl_setopt($ch, CURLOPT_CAINFO, 'PEM');
  curl_setopt($ch, CURLOPT_CAINFO, $isdir . 'rootca.pem');
  if (count($aHeader)  = 1) {
   curl_setopt($ch, CURLOPT_HTTPHEADER, $aHeader);//设置头部
  }
  curl_setopt($ch, CURLOPT_POST, 1);//post提交方式
  curl_setopt($ch, CURLOPT_POSTFIELDS, $vars);//全部数据使用HTTP协议中的"POST"操作来发送
  $data = curl_exec($ch);//执行回话
  if ($data) {
   curl_close($ch);
   return $data;
  } else {
   $error = curl_errno($ch);
   echo "call faild, errorCode:$error\n";
   curl_close($ch);
   return false;
  }
}

关于具体签名算法，可参考微信官方文档；

简单示范签名算法：

//将要发送的数据整理为$data
ksort($data);//排序
//使用URL键值对的格式（即key1=value1&key2=value2…）拼接成字符串
$str='';
foreach($data as $k= $v) {
 $str.=$k.'='.$v.'&';
}
//拼接API密钥
$str.='key='.$secrect;
$data['sign']=md5($str);//加密

将数组转换成xml格式（简单方法）：

//遍历数组方法
function arraytoxml($data){
 $str='<xml ';
 foreach($data as $k= $v) {
  $str.='<'.$k.' '.$v.'</'.$k.' ';
 }
 $str.='</xml ';
 return $str;
}

将xml格式转换为数组：

function xmltoarray($xml) { 
  //禁止引用外部xml实体 
 libxml_disable_entity_loader(true); 
 $xmlstring = simplexml_load_string($xml, 'SimpleXMLElement', LIBXML_NOCDATA); 
 $val = json_decode(json_encode($xmlstring),true); 
 return $val;
}

下面来看看ThinkPHP5封装的提现类。

<?php
namespace Home\Controller;
use Think\Controller;
class TixianController extends Controller{
//高级功能-》开发者模式-》获取
private $app_id1 = '';  //appid
private $app_secret1 = ''; //secreat
private $apikey1 = ''; //支付秘钥
private $mchid1 = 's';  //商户号
private $app_id=null;
private $app_secret=null;
private $apikey=null;
private $mchid=null;
public $error=0;
public $state = '';
//金额,需在实例化时传入
public $amount = '0';
//用户订单号,需在实例化时传入
public $order_sn = '';
//用户openid,需在实例化时传入
public $openid = '';
//微信提现操作接口-------》
public function actionAct_tixian()
{
$this- state=md5(uniqid(rand(), TRUE));
$this- amount=I('amount');//设置POST过来钱数
$this- order_sn=rand(100,999).date('YmdHis'); //随机数可以作为单号
$this- openid= I('openid'); //设置获取POST过来用户的OPENID
$user_id = I('user_id');
$this- app_id=$this- app_id1;
$this- app_secret=$this- app_secret1;
$this- apikey=$this- apikey1;
$this- mchid=$this- mchid1;
$xml=$this- tiXianAction();
$result=simplexml_load_string($xml);
if($result- return_code=='SUCCESS' && $result- result_code=='SUCCESS') {
$cash = D('cash');
$data['user_id'] = $user_id;
$data['amount'] = $this- amount;
$res = $cash- where('user_id="'.$user_id.'"')- find();
if($res){
$res2 = $cash- where('user_id="'.$user_id.'"')- setInc('amount',$this- amount);
$res4 = D('member')- where('user_id="'.$user_id.'"')- setDec('user_balance',$this- amount);
}else{
$res3 = $cash- add($data);
}
$output = array('code' =  1, 'data' =  $result- result_code, 'info' =  '提现成功');
exit(json_encode($output));
}else{
$output = array('code' =  2, 'data' =  $xml, 'info' =  '提现失败');
exit(json_encode($output));
}
}
/**
* 提现接口操作,控制器调用
* @param $openid 用户openid 唯一标示
* @return
*/
//提现接口操作
public function tiXianAction(){
//获取xml数据
$data=$this- getdataXml($this- openid);
$ch = curl_init ();
//接口地址
$MENU_URL="https://api.mch.weixin.qq.com/mmpaymkttransfers/promotion/transfers";
curl_setopt ( $ch, CURLOPT_URL, $MENU_URL );
curl_setopt ( $ch, CURLOPT_CUSTOMREQUEST, "POST" );
curl_setopt ( $ch, CURLOPT_SSL_VERIFYPEER, FALSE );
curl_setopt ( $ch, CURLOPT_SSL_VERIFYHOST, FALSE );
//证书地址,微信支付下面
curl_setopt($ch,CURLOPT_SSLCERTTYPE,'PEM');
curl_setopt($ch,CURLOPT_SSLCERT, 'C:\web\www\Home\wx_pay\apiclient_cert.pem'); //证书这块大家把文件放到哪都行、
curl_setopt($ch,CURLOPT_SSLKEYTYPE,'PEM');
curl_setopt($ch,CURLOPT_SSLKEY, 'C:\web\www\Home\wx_pay\apiclient_key.pem');//注意证书名字千万别写错、
//$zs1=dirname(dirname(__FILE__)).'\wx_pay\apiclient_cert.pem';
//$zs2=dirname(dirname(__FILE__)).'\wx_pay\apiclient_key.pem';
//show_bug($zs1);
//curl_setopt($ch,CURLOPT_SSLCERT,$zs1);
//curl_setopt($ch,CURLOPT_SSLKEY,$zs2);
// curl_setopt($ch, CURLOPT_USERAGENT, 'Mozilla/5.0 (compatible; MSIE 5.01;
// Windows NT 5.0)');
//curl_setopt ( $ch, CURLOPT_FOLLOWLOCATION, 1 );
curl_setopt ( $ch, CURLOPT_AUTOREFERER, 1 );
curl_setopt ( $ch, CURLOPT_POSTFIELDS, $data );
curl_setopt ( $ch, CURLOPT_RETURNTRANSFER, true );
$info = curl_exec ( $ch );
//返回结果
if($info){
curl_close($ch);
return $info;
} else {
$error = curl_errno($ch);
curl_close($ch);
return "curl出错，错误码:$error";
}
}
/**
* 获取数据封装为数组
* @param $openid 用户openid 唯一标示
* @return xml
*/
private function getdataXml($openid){
//封装成数据
$dataArr=array(
'amount'= $this- amount*100,//金额（以分为单位，必须大于100）
'check_name'= 'NO_CHECK',//校验用户姓名选项，NO_CHECK：不校验真实姓名 FORCE_CHECK：强校验真实姓名（未实名认证的用户会校验失败，无法转账）OPTION_CHECK：针对已实名认证的用户才校验真实姓名（未实名认证用户不校验，可以转账成功）
'desc'= '提现',//描述
'mch_appid'= $this- app_id,
'mchid'= $this- mchid,//商户号
'nonce_str'= rand(100000, 999999),//不长于32位的随机数
'openid'= $openid,//用户唯一标识
'partner_trade_no'= $this- order_sn,//商户订单号
're_user_name'= '',//用户姓名，check_name为NO_CHECK时为可选项
'spbill_create_ip'= $_SERVER["REMOTE_ADDR"],//服务器ip
);
//获取签名
$sign=$this- getSign($dataArr);
//xml数据
$data="<xml 
<mch_appid ".$dataArr['mch_appid']."</mch_appid 
<mchid ".$dataArr['mchid']."</mchid 
<nonce_str ".$dataArr['nonce_str']."</nonce_str 
<partner_trade_no ".$dataArr['partner_trade_no']."</partner_trade_no 
<openid ".$dataArr['openid']."</openid 
<check_name ".$dataArr['check_name']."</check_name 
<re_user_name ".$dataArr['re_user_name']."</re_user_name 
<amount ".$dataArr['amount']."</amount 
<desc ".$dataArr['desc']."</desc 
<spbill_create_ip ".$dataArr['spbill_create_ip']."</spbill_create_ip 
<sign ".$sign."</sign 
</xml ";
return $data;
}
/**
*  作用：格式化参数，签名过程需要使用
*/
private function formatBizQueryParaMap($paraMap, $urlencode)
{
$buff = "";
ksort($paraMap);
foreach ($paraMap as $k =  $v)
{
if($v){
if($urlencode)
{
$v = urlencode($v);
}
$buff .= $k . "=" . $v . "&";
}
}
$reqPar=NULL;
if (strlen($buff)   0)
{
$reqPar = substr($buff, 0, strlen($buff)-1);
}
return $reqPar;
}
/**
*  作用：生成签名
*/
private function getSign($Obj)
{
foreach ($Obj as $k =  $v)
{
$Parameters[$k] = $v;
}
//签名步骤一：按字典序排序参数
ksort($Parameters);
$String = $this- formatBizQueryParaMap($Parameters, false);
//echo '【string1】'.$String.'</br ';
//签名步骤二：在string后加入KEY
$String = $String."&key=".$this- apikey;
//echo "【string2】".$String."</br ";
//签名步骤三：MD5加密
$String = md5($String);
//echo "【string3】 ".$String."</br ";
//签名步骤四：所有字符转为大写
$result_ = strtoupper($String);
//echo "【result】 ".$result_."</br ";
return $result_;
}
//-----------
private function http($url, $method='POST', $postfields = null, $headers = array())
{
header("Content-Type:text/html;charset=utf-8");
$ch = curl_init();
/* Curl settings */
curl_setopt($ch, CURLOPT_URL, $url);
curl_setopt($ch, CURLOPT_POSTFIELDS, "");
curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
curl_setopt($ch, CURLOPT_SSL_VERIFYPEER, FALSE); // https请求 不验证证书和hosts
curl_setopt($ch, CURLOPT_SSL_VERIFYHOST, FALSE);
curl_setopt($ch, CURLOPT_TIMEOUT, 30);
switch ($method){
case 'POST':
curl_setopt($ch,CURLOPT_POST, true);
break;
}
curl_setopt($ch, CURLOPT_HTTPHEADER,$headers);
curl_setopt($ch, CURLINFO_HEADER_OUT, true);
$response = curl_exec($ch);
$http_code = curl_getinfo($ch, CURLINFO_HTTP_CODE); //返回请求状态码
curl_close($ch);
return array($http_code, $response);
}
}

总结

以上所述是小编给大家介绍的PHP实现微信提现功能，希望对大家有所帮助，如果大家有任何疑问请给我留言，小编会及时回复大家的。在此也非常感谢大家对ZaLou.Cn网站的支持！如果你觉得本文对你有帮助，欢迎转载，烦请注明出处，谢谢！

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原始发表：2020-09-11 ，如有侵权请联系 cloudcommunity@tencent.com 删除

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