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借贷反欺诈 AF

智能、快速、便捷、及时的风控服务，有效识别各项金融业务的欺诈风险

借贷反欺诈 AF 简介

天御借贷反欺诈（AntiFraud，AF）专注于识别银行、证券、互金、P2P 等金融行业的欺诈风险。通过腾讯云的人工智能和机器学习能力，准确识别恶意用户与行为，解决客户在支付、借贷、理财、风控等业务环节遇到的欺诈威胁，帮助客户提升风险识别能力，降低企业损失。

天御借贷反欺诈 AF 产品文档

腾讯云借贷反欺诈 AF 的特性

海量风险知识图谱

基于借贷人的手机号、设备、IP 等信息构建超大规模知识图谱，实时挖掘异常关联关系，有效发现有组织的团伙欺诈行为。

超强 AI 计算

天御借贷反欺诈将机器学习、人工智能应用到欺诈风险的识别中，构造特征引擎和算法引擎，迭代更新黑产知识图谱，有效识别各类欺诈风险。

资深风控团队

天御拥有海外资深风控专家团队，结合腾讯多年在金融领域的对抗经验，通过机器学习算法，持续优化模型，可有效识别在业务中的欺诈风险。

高效响应

依托腾讯云的先进架构，服务毫秒级响应，每秒超过万级并发，更支持动态扩容；通过7 *24小时运行的黑产情报收集雷达，可帮助您第一时间掌握黑产作恶行为，最及时地更新安全策略。

多维度风险识别

天御反欺诈分可以识别包括信贷中介、不法分子、虚假资料、羊毛党、伪造身份信息、恶意欺诈、失信、异常支付行为等欺诈风险，帮助业务方提前预警，针对性的规避风险。

超高查得率

拥有近10亿活跃用户群，99.9%以上的超高查得率，亿级别黑产库覆盖手机、设备、IP 等多维度字段，让黑产、骗贷团伙、黑中介等恶意用户无处可逃。

应用场景

贷前审核

适用于银行、互金、P2P 等金融行业的借贷场景，有效提高欺诈风险识别能力，降低企业损失。

消费分期

适用于消费金融、银行、电商平台等消费分期场景，提高欺诈风险识别能力，避免用户钱货两空。

信用卡开卡

适用于信用卡申请、循环贷款办理等场景，及时发现恶意欺诈分子，保障业务安全。

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